Your budget, matched to the neighborhood you actually want to live in.
How the calculator works
It's three questions, and you already know all the answers.
1. Tell us where you're looking
Pick your state and county so your numbers reflect real local home prices, not a national average.
2. Enter your income
Hourly, monthly, or yearly — whatever you know off the top of your head. That's all we need to start.
3. See your buying power
Get your maximum monthly payment, estimated pre-approval amount, and how it compares to local median prices.
Stop guessing at the kitchen table
Instead of scrolling listings you're not sure about, start with a number you can trust. You'll see the monthly payment that actually fits your income, and what price range that opens up where you're shopping.
What you get — and what you don't
No credit pull
Nothing is run against your credit. This is an estimate built from your income and local pricing.
Under two minutes
Three questions. No long application, no uploading documents, no account required.
Built for real shopping
Your results are tied to the county you actually want to buy in, so you know what your budget really buys.
Your results, in plain numbers
- Your maximum comfortable monthly payment
- Your estimated pre-approval amount
- The median home price where you want to buy
- Whether your budget lands above or below that median
Common questions
Is this a real pre-approval?
No — it's an estimate to help you shop with confidence. When you're ready, a licensed loan officer at Equity One Lending can turn it into a real pre-approval.
How is my number calculated?
We start from your income, apply standard payment-to-income guidelines lenders use, then translate that monthly payment into an estimated purchase price.
Does it cost anything?
The calculator is completely free, with no obligation to work with anyone afterward.
What happens with my information?
You only share your name, email, and phone if you ask for a personalized home list. Then it goes to your agent and their lending partner — nobody else.